Car Insurance
The service provided by Esurance car insurance is flexible enough. They provide benefits that are value to premium that you pay. Well, Esurance offer 24/7 insurance claims assistance. They also provide discount to the plan holders that could provide them good driving records as well as student rewards having good grades.
out of 599 user reviews

Insurance Coverage

Esurance offers a great selection of insurance policies at affordable prices along with lot of discounts also on the cards. With an Esurance car insurance policy, you can be assured that you will be saving a lot of money when compared to taking an insurance policy with other companies. One of the best things you can do for your car is get an Esurance car insurance quote if you opting to go for an insurance for the first time or renewing insurance for your old vehicle. Certainly you will be surprised at the premium rates that are competitive and very much affordable. With a lot of discounts on offer, you’ll also get to see you premium rates come down lower.

Esurance has come up with a great set of insurance policies that will help you protect against bodily injuries or property damage to a great extent. Esurance has some very nice policy coverage options that can help protect against bodily injury or property damage liability. If you get in a serious accident, Esurance will even pay for medical bills and lost wages. You can also get additional coverage to protect against damage caused by an uninsured or underinsured motorist. Coverage doesn’t have to be limited to your own vehicle, either. If you have a rental car that gets damaged or stolen, Esurance will take care of the repairs for that as well.

Esurance offers several great discounts to its auto insurance customers, including a multiple vehicle discount and 10 percent off your policy just for prepaying. The company also offers a defensive driver discount for customers who have completed a safety course. A price discount is also offered for people liking the company’s Facebook page.

Coverage Options

Esurance offers standard best car insurance coverage like Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability.

Along with standard coverage options, Esurance also has some special coverage options like:

  • Emergency Roadside Service: ERS (called towing and labor coverage in some states) can be purchased on policies that have comprehensive and collision coverages. It can be a big lift to those marooned by mechanical failure or in need of maintenance like tire changes, gas fill-ups, battery jumps, etc.
  • Rental Car: This coverage reimburses you for the cost of your rental car if your insured vehicle is in the shop or is unavailable due to an accident.
  • Customized Parts & Equipment Coverage: Insures items like stereos and TV equipment, navigation systems, phones, custom grilles and spoilers, custom paint, furniture, and paintings or murals.

Esurance has a very good roadside assistance program that will help you in cases of a breakdown, broken engine or a flat tire. You never need to be worried when on the road, when you have the Esurance roadside assistance program covered in your insurance policy. It will also help you to tow your vehicle to the nearest repair center and also help you to arrange a rental car to reach to your desired location. What’s more, you also get your rental costs reimbursed with Esurance. You are also covered with the medical bills arising out of an accident and all damages to your car will also be covered with your Esurance car insurance policy.

You’ll be contacted immediately after you report of an accident and an Esurance claims representative will help you to tow your vehicle find to the nearest car repair facility. When you become associated with the E-Star Direct Repair Program, all kinds of repairs for the entire period of you owning the vehicle is covered. Esurance also has several other tools to help you get updated like options to view photos of your car repair in progress, so you know in what stage your car repair is in at present. These tools along with affordable insurance plans make Esurance as one of the best car insurance companies in the country.


Insurance companies are ranked based on various factors and one of the most important criteria that is considered is the affordability factor, where the pricing of the insurance policies offered by the companies that is compared with the plans from other companies.
Based on rankings and reviews and also after comparing progressive insurance plans with many other plans from other companies, we can provide 3 out of 5 stars for Esurance as the costs are slightly on the higher side when compared to other car insurance companies.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

Customer satisfaction is mainly rated based on the ease in setting up the insurance, affordability of the premium, satisfaction among the customers on discounts and other offers, excellent customer support and the time taken to process claims etc.

Based on these factors, Esurance is considered to be slightly behind the other companies, as the premiums are slightly on the higher side and also the claims process takes longer.
Hence, Esurance Insurance ranks 3.8 out of 5 stars in terms of customer satisfaction.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

The financial stability of the company determines, how soon the claims can be processed. Safeco has very good financial record and according to the financial rating agency, A.M Best, Esurance is considered to be financially strong and the claims are processed and settled quickly.

According to reviews from many credit rating companies, Esurance has been provided 4.3 out of 5 stars.

Contact Info

General Phone Number: 
Customer Service Phone: 

650 Davis Street
San Francisco, CA 94111

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All the people have a dream of car and also there is a required amount of money they want to spend for the car they want. The need a car as per their own comfort and as per their financial capability.

Many of the people having car with their ownership. And also some are with non-ownership. These cars are called as that because of many reasons like expire of ownership paper. But there is also insurance like that.